Wealth Management Program
Our Wealth Management Program is our most comprehensive service program. It is an ongoing financial planning and investment advisory program designed to help clients manage risk and investments, improve cash flow, reduce or defer income taxes, and preserve capital through estate and retirement planning.
O'Sullivan Creel Wealth Advisors will analyze your overall financial situation and recommend appropriate steps and strategies to help you achieve your goals. On an ongoing basis, we offer advice and oversight in the following areas, as needed:
- Financial Analysis & Planning
- Asset Management
- Debt Management
- Tax Planning
- Risk Management & Insurance
- Estate, Trust, and Wealth Distribution
- Strategic Philanthropy
A single fee generally covers any or all of these services provided as part of the Wealth Management Program. While this fee includes tax and estate planning, tax preparation services and estate and trust administration compliance services are not included. These additional services are available under separate fee arrangements, as are family business consulting services.
The Wealth Management Program fee is based on assets under management, and follows the schedule below:
| Assets Under Management | Annual Fee |
|---|---|
| First $2 million | 1.00% (.0100) |
| Next $3 million | 0.75% (.0075) |
| Next $5 million | 0.60% (.0060) |
| Next $15 million | 0.50% (.0050) |
| Next $25 million | 0.40% (.0040) |
| Balance above $50 million | 0.30% (.0030) |
Due to the comprehensive nature of our services and our competitive fees, O'Sullivan Creel Wealth Advisors is generally unable to accept new relationships with an account size less than $2,000,000 under the Wealth Management Program.