The Process
O'Sullivan Creel Wealth Advisors bases their relationships on a consultative approach. This approach focuses on advanced financial planning and investment consulting, with ongoing relationship management. The advanced planning includes such topics as income tax planning, charitable giving, estate planning, asset protection, insurance planning, debt management and cash flow. The investment consulting addresses long-term asset allocation, portfolio structure, selection of investments, and ongoing portfolio management.
Before you invest with us, we invest a significant amount of time and energy in you. Our initial discussions are discovery sessions. We ask a lot of questions and do a lot of listening – seeking to thoroughly understand your unique needs, values, lifestyle, family, current circumstances, goals and time horizons, as well as your risk tolerance.
A financial plan may be developed to illustrate your specific cash flows and tie your investment strategy to your long-term goals.
Our advisors and investment analysts will review your current portfolio with respect to asset allocation, specific investments, and placement of your investments within taxable and tax-deferred accounts. We will gauge the fit between your current investment plan and your values and goals.
We will develop a custom-tailored wealth management plan. We will introduce you to our investment philosophy, so you appreciate the thinking and historical performance that influence our investment recommendations.
Wealth Management is an ongoing process. Knowing you and your unique situation allows us to anticipate your changing needs, and provide the appropriate advice. We closely monitor your investment performance and maintain a high level of communication with you. Our experienced and knowledgeable team is always mindful of personal and economic changes. We help you see how decisions or changes in your financial situation may affect your ability to accomplish your goals. We identify the strategic issues that need to be addressed, and provide specific recommendations that we will help you implement. We will coordinate with your other advisors as needed, to ensure comprehensive and integrated solutions.
You define the goals, your aspirations, and your unique needs. We listen. Together, we develop your wealth management plan, and help you implement it with disciplined investment strategies. Then, through regular reevaluation of goals, tracking of progress, and proper adjustments along the way, we help you have wealth with purpose.