Investment Advisory Program
The Investment Advisory Program is an ongoing program under which we assist clients with portfolio design and management. This program is designed for those clients who are in the wealth building stage and look to us to help them preserve and grow their capital.
Under the Investment Advisory Program, clients may also select the level of financial planning services they wish to receive at the inception of the relationship. Unless the client declines financial planning services altogether, we provide recommendations to the client regarding appropriate steps and strategies in order for the client to achieve his or her goals in each of our service areas when appropriate.
If desired by the client, the financial planning issues can be updated annually or at any point at the request of the client. Fees for the investment advisory and financial planning services are segregated as described below.
Management Fee
The annual fee is 1.00% (.0100) of assets under management, subject to a minimum annual fee of $4,000. Generally, O'Sullivan Creel Wealth Advisors has an investment minimum of $400,000; however, under certain circumstances, fees and/or minimums may be negotiated depending on the nature of the relationship.
Financial Planning Fee
If the client elects financial planning services, the financial planning fee will include an initial fee and an annual fixed retainer thereafter, as applicable. The amounts of the initial and annual financial planning fees vary based on the nature and complexity of each client's circumstances.